Mobile Money
Pay from your MoMo wallet directly. The way most of Africa actually pays.
Most travel marketplaces accept Visa and Mastercard. We accept the way Africa actually pays — Mobile Money, local cards, instant bank transfers — and we pay our operators in local currency, within 48 hours.
Africa's payment landscape is fragmented — cards work in some places, Mobile Money in others, bank transfer in a third. We support all of them so wherever you are, the booking goes through.
Pay from your MoMo wallet directly. The way most of Africa actually pays.
All major international cards, plus regional networks. Apple Pay & Google Pay at checkout.
Local instant-rail transfers where they exist — usually fee-free and settled in seconds.
For diaspora bookings & digital nomads. Stablecoin in, local currency out to the operator.
A US-style "just accept Visa" approach fails immediately in Kenya (M-Pesa dominant), Senegal (Orange Money), or Ghana (MTN MoMo). So we route by who's actually paying.
Flying in from London, New York, Toronto, Berlin, Lagos via Heathrow. Pays in USD/EUR/GBP with a Visa, Mastercard or Amex — sometimes Apple Pay.
Ghanaian visiting Kenya. Nigerian visiting South Africa. Pays via Mobile Money from their home country, often in local currency, settled cross-border for them.
UK- or US-based African coming home — often for Detty December. Pays from a foreign card OR sends Mobile Money home for in-country bookings (a chop bar dinner, a Bolt to the airport).
MTN MoMo dominates: 63M monthly active users across MTN's network handled over $320B in transactions in 2024. We integrate with it natively — and back it up with cards, Vodafone Cash, AirtelTigo, and instant bank transfer.
The dominant rail in Ghana. Pay direct from your wallet; we settle the operator in cedi same-day.
Via Flutterwave, Paystack, and Hubtel — fully 3-D Secure, GHIPSS-acquired.
Full coverage across the three Ghanaian MNO wallets so no traveler is stranded.
Auto-failover within seconds if the primary rail times out — most travelers never see the swap.
As we expand beyond Ghana, each new country gets its own primary mobile money rail, a card rail, a backup gateway, and bank transfer support — built to the local payment habits, not flattened to a US default.
Every transaction is routed in real time to the best provider for your country, currency and method. If one rail times out, another picks it up — usually before you notice.
Pick the cheapest, fastest provider per transaction based on country, currency, method and real-time success rates.
If the MTN MoMo endpoint times out, we retry via DPO or direct API. Customer never sees the failure.
Accept in 40+ currencies, settle to operators in USD, EUR, ZAR, NGN, KES, GHS and more.
One booking = many payouts — airline, hotel, tour operator, driver — done atomically with our commission deducted upfront.
Automated matching of payments to bookings across every provider. Refunds and partial refunds work across all rails.
Booking.com and Expedia hold supplier money for weeks and pay in USD wires. We pay you in your own currency, on your own rails, within two business days.
List your tour with us →From traveler payment to your wallet. Saturday bookings settle Monday.
We hold the FX risk so you don't have to. No surprise rate cuts.
MTN MoMo, M-Pesa, Orange — or bank transfer if you prefer. Your call.
One booking, many providers — driver, lodge, ranger fee, your operator commission all paid out cleanly.
Each African market regulates payments differently — and licences take 18–36 months to obtain. We hold or partner-clear the ones that matter for travel.
Highest tier of card-processing security. Annual third-party audit. No raw card data ever touches our servers.
Country-specific thresholds. Sanctions screening, ID verification for high-value bookings.
Nigeria Central Bank Payment Service Provider licensing + NRS e-invoicing compliance from 2025.
South African Reserve Bank — required for cross-border flows in & out of ZAR.
Licensing for Francophone West Africa — Senegal, Côte d'Ivoire, Mali, Burkina Faso, Togo, Benin, Niger.
Nigeria NDPA, Kenya DPA, South Africa POPIA, Ghana DPA. Your data stays where it should.
Required to issue flight tickets directly — in progress for our Tier-1 air-inclusive packages.
Biometric & OTP authentication on all card flows. Reduces fraud to under 0.05% on transactions.
We hold your booking for 48 hours without charging your card or MoMo. Once we confirm with the local operator, you'll get a secure payment link by email. Cards are charged at confirmation; MoMo prompts you to approve a pull from your wallet.
We display the exact rate at checkout — usually within 0.5% of the mid-market rate. No hidden bank spread. If you'd rather pay in cedi from a foreign card we'll show both options.
Yes — that's the diaspora flow we're built for. You pay from your US Visa/Mastercard; we settle the operator in cedi via MTN MoMo; your relative receives the confirmation and joins the tour.
Yes. MTN MoMo handles over $320 billion in transactions a year. Every pull requires a PIN from your phone — we never see or store it.
Our orchestration layer automatically retries via a different acquirer (Adyen → Flutterwave → DPO). In most cases the second attempt succeeds within seconds. You'll only see a failure message if every fallback rail also fails.
Refunds go back to the original method — your card or your MoMo wallet — usually within 3–5 business days. Partial refunds are supported on every rail. Cancellation policies are per-tour and shown on the booking page.
Within 24–48 hours of the traveler's tour completion, in your local currency, to your MoMo wallet or bank. Weekend bookings settle Monday. No wire fees, no surprise FX.
Wherever you pay from, and however you pay, we route it cleanly. That's the moat — and the reason your booking actually goes through.