This is exactly how a real MoMo booking works on Guide to Ghana. Pick a network, get the prompt on your "phone", approve with a PIN. No real money moves — it's a simulation.
A demo amount of GHS 1.00 is used in this simulation. Your real booking total would be GHS 14,900 for two adults.
We'll send a payment request to the wallet you choose. In production we auto-detect from the phone-number prefix.
A payment request just arrived on the device. Enter your PIN on the phone screen to approve. (In this demo: tap any 4 digits.)
In a real booking this is where you'd get your festival tickets, hotel confirmations, and driver's WhatsApp — usually within 60 seconds.
Your phone is unlocked and waiting.
Pick a network and we'll send a payment request here.
Guide to Ghana is requesting
GHS 1.00.
Ref: GG-2026-0000
Enter your 4-digit MoMo PIN to approve:
Authorising with your network…
Usually under 6 seconds.
✅ Payment of GHS 1.00 to Guide to Ghana was successful.
Ref: GG-2026-0000
Fee: GHS 0.00
Demo · no real money moved.
In a real booking the same four steps happen — only with real APIs, fraud scoring, and settlement. Here's the mapping.
We lock inventory with the operator for 48 hours while you complete payment. Reference number is unique and traceable end-to-end.
We auto-detect your MNO from the phone-number prefix and route via the cheapest live rail — direct API where available, gateway as fallback.
The MNO sends the prompt to your phone over USSD or the MoMo app. The PIN never leaves your device — we only get an authorisation token back.
Funds settle to our local treasury in seconds; SMS is auto-issued by the MNO. We pay out to the operator within 48 hours in GHS.